Get out of debt, get on with your life

It’s finally time to say goodbye to cryptic fees and banks that treat you like an investment instead of a customer.

With SmarterBank® you get:

  • An online checking account with all the bells and whistles you’ve come to expect
  • A free SmarterBank Visa® Debit card
  • A huge network of free ATMs (40,000+ nationwide)
  • Free online banking, bill pay, online money transfers, and more!

But here's the real kicker

  • Our (free!) SmarterBucks™ rewards program works with your checking account to earn rewards that automatically pay down your student loans.

Sign up in 2 easy steps

It only takes a few minutes.
And the rewards can pay off—big time.

  1. Sign up for SmarterBucks, our unique rewards program
  2. After your rewards account has been created, we'll automatically take you to SmarterBank, where you can apply for your checking account