Online security policy  

SimpleTuition SmarterBank Rewards and Payments Platform Online Security Policy
Security Procedures to Protect Confidential Information

Effective November 18, 2011
Address:
SimpleTuition, Inc.
268 Summer Street
Boston, MA 02210
Phone: 617-630-6100

This Online Security Policy for SmarterBank applies only to the SmarterBank website . All other SimpleTuition websites, products and services are governed by a separate privacy policy .

We at SimpleTuition are committed to maintaining a secure environment for transmission of data between our service and you and for storage of data at all times. We take a multifaceted approach to meet this commitment.

A fundamental element of safeguarding your confidential information is to provide protection against unauthorized access or use of this information. We maintain and continuously update and enhance physical, electronic and procedural safeguards for our online services and our facilities that are designed to comply with requirements of federal and applicable state laws, regulations and guidelines to protect your nonpublic personal information against unauthorized access or use. We ensure that all third party vendors that work with SimpleTuition are compliant with industry security standards, and our employees are subject to a corporate code of ethics and other policies that require maintaining the confidentiality of customer information.

SimpleTuition encourages you to help us protect your information and to keep your information accurate. If you suspect someone has made unauthorized transactions on your SimpleTuition accounts, or if you believe that any information about you is not accurate, please email us at privacy@simpletuition.com

SimpleTuition system utilizes industry accepted security technology to protect your data and transmissions over the internet. Forms on the SimpleTuition SmarterBank website used to collect nonpublic personal information will utilize Secure Socket Layer (SSL) technology to transfer your information across the internet to us. This technology encrypts - or scrambles- the information you provide so it's virtually impossible for anyone other than SimpleTuition to read it. We always use this technology whenever confidential information, such as your account number or social security number, is requested. We require that you use an Internet browser that supports SSL version 3.0 protocols. In the event that an unauthorized user interrupts or intercepts any communication between your computer and our Web server, all financial information transmitted over this connection will be encrypted using 128 bit encryption technology.

To access your online account, you will need to use an authenticated login, using a user name and password combination. It is essential that you never reveal this information to anyone and that you change it on a regular basis. Please remember to exit our secure website when you step away from your computer so that you do not make your information available to another user without your permission.

Although SimpleTuition has taken these reasonable and appropriate measures to ensure that your personal information is secure, we cannot guarantee that the nonpublic personal information you provide will not be intercepted by others and decrypted. We are not liable for a breach of security that occurs for reasons outside of our control.

How to Protect Your Personally Identifiable Information

You have a role in helping us by safeguarding your information from others. You have several options when deciding how you can best protect your personally identifiable information. One option is simply not to volunteer it. The Federal Trade Commission's websites ( www.ftc.gov , www.ftc.gov/idtheft , and www.onguardonline.gov ) offer useful information about how to protect your personally identifiable information

We will never email you to request personal account information over the Internet or by any other means. Help protect yourself against online fraud - if you suspect that an unsolicited e-mail is fraudulent, please contact us.

Notice to Persons Accessing this Website Outside the United States

If you reside outside the U.S., any information you provide to us on the SmarterBank Website will be transferred out of your country and into the U.S. If you do not want your personally identifiable information to leave your country, do not provide the information to us. By providing personally identifiable information to us, you explicitly consent to the transfer of your information to the U.S.

Changes to our Online Security Policy

Because our business needs may change over time, we reserve the right to change this Online Security Policy at any time. Please review this Online Security Policy from time to time and before you provide any nonpublic personal information to the SmarterBank Website. If we change this Online Security Policy, we will post those changes on the homepage of the SmarterBank Website and other places we deem appropriate so that you are aware of the current Online Security Policy. Your continued use of the SmarterBank Website following the posting of any changes to this Online Security Policy means you accept such changes. This Online Security Policy is effective as of the date indicated at the beginning of the policy.

Questions or Comments

If you have any questions or comments concerning our Online Security Policy, please contact us at privacy@simpletuition.com ,

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